Guide Re Limited (Guide Re) was created in 2021 to enable a diverse group of employers who self-fund their employee health and accident plans to obtain adequate reinsurance stop-loss coverage at affordable rates and to be treated as a partner in the overall risk management process. The founders of Guide Re perceived that the commercial insurance industry was not responsive to this basic commercial necessity.

The Cayman Islands were selected as the domicile because of the offshore, on-island services available. The close proximity to the United States, English law, and a stable political setting were also factors.

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Guide Re believes that its management strength lies in its strong individual involvement by shareholders during semi-annual board meetings. It is anticipated that Committees will be established in the following areas to support the Board of Directors: Underwriting, Risk Control, Finance and Nominating. The Board will rely on the recommendations of these Committees to establish policies. Day-to-day management of Guide Re will be provided by the captive’s licensed off-shore Insurance Manager. New shareholders will be recommended through the Underwriting Committee, once appointed. The Company desires participation by well-managed, profitable companies whose management philosophies and personalities are compatible with those of the other shareholders.

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From the beginning, Guide Re has focused on one thought: insurance is a manageable cost. The mystique and mystery of the insurance industry should be unveiled. Shareholders should be in control of their insurance destinies and not dictated to by the insurance industry.